Affirm page

Affirm Makes Buying Easy!

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Immediate Decision

It’s very quick and simple to apply for a Affirm Payment Plan. Just a few clicks of your mouse, a few questions answered and a decision is made immediately. 

Pay Monthly

You can choose to pay over a period of 12, 18 or 24 months for purchases over $300.00.

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Low Payments & No Hidden Fees

You can choose to pay either monthly or bi-weekly without any hidden fees/surprises with automatic payments. You’ll know exactly what you owe upfront. Affirm will even show you your payment amount after confirming your payment plan. You’re good to go, it’s that easy!

How To Choose Affirm

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Select Affirm at Checkout

Add your products to your cart as usual and select Affirm as your payment method. You will be redirected to Affirm to view Plan Details.

Apply Online

Apply with Affirm’s Easy Online Application in under a minute and wait for your instant Approval Decision.

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You’re Good to Go

Once you complete your checkout with Affirm, Gibbys will process and ship out your order.


While Affirm makes payment plans easy, they are not available for orders under $300.00 or over $15,000.

  • You must be 18+ years old
  • You must be a resident of Canada
  • You’ll need A Canadian bank account or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • You’ll need An SMS-capable Canadian phone number
  • Your cart size must be at least $300.00 to use Affirm as a payment option at checkout

If your cart amount is at least $300, the option to use Affirm will appear at checkout. Once you confirm your mobile phone number, you’ll be sent a one-time SMS password. Then, simply enter a few details for an instant decision. Upon approval, you will set up your repayment method with Affirm and accept the terms of your payment plan.

PayBright will accept pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit or credit card.

Affirm payment plans are applied to your entire order.

Purchases made using Affirm payment plans are subject to Gibbys standard return policy. Returns will be processed by Gibbys and your Affirm plan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those may be partially refunded to you by Affirm.

You can access your account once you have completed a transaction with Affirm. If you have any questions or trouble logging in, please contact Affirm.

Absolutely, at any time! There are no penalties or fees for making partial payments or paying off the remaining balance. To pay off your current balance, please contact us. 

Unfortunately, payment plans through Affirm are not available to every applicant. This could be because Affirm was not able to verify the identity or payment method or it could be due to the information that appears on the credit file.

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