* O.A.C. Subject to terms of your Flexiti cardholder agreement. Admin fee applies (excluding Quebec residents) and will be financed with purchase. Admin fee for purchases up to $5,000 is $49.99 for 6 months, $59.88 for 12 months, and $95.76 for 24 months. For purchases over $5,000, admin fee ranges from $119.99 to $239.76, depending on purchase amount and length of promo period. For Quebec residents, annual fee of $39.99 applies. No interest will accrue during the promo period. Monthly payments include premiums for balance protection insurance, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. AIR is equal to Prime Plus 27.29% or Prime plus 33.29%. ‘Prime’ is the higher of 2.70% and the ‘Prime business (‘prime rate’) published by the Royal Bank of Canada.