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PayBright Makes Buying Easy!

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Immediate Decision

It’s very easy and quick to apply for a PayBright Payment Plan. A few mouse clicks, answer a few questions, and get an immediate decision. 

Pay Monthly

Pay over 12, 18, or 24 months for purchases over $300.

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Low Payments No Hidden Fees

You can choose from monthly or biweekly payments. There are no hidden fees or surprises and the payments are automatic. You’ll know exactly what you owe upfront. Paybright will show you your payment amount, if you confirm the payment plan you’re good to go. It’s that easy.

How To Choose PayBright

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Select PayBright at Checkout

Add your products to your cart as usual and select PayBright as your payment method. You will be redirected to PayBright to view Plan Details.

Apply Online

Apply with BayBright’s Easy Online Application in under a minute and wait for your instant Approval Decision.

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You’re Good to Go

Once you complete your checkout with PayBright, Gibbys will process and ship out your order.


While PayBright makes payment plans easy, they are not available for orders under $300 or over $15,000.

  • You must be 18+ years old
  • You must be a resident of Canada
  • You’ll need A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • You’ll need An SMS-capable Canadian phone number
  • Your cart size must be at least $300. to use PayBright as a payment option at checkout

If your cart amount is at least $300, the option to use PayBright will appear at checkout. Once you confirm your mobile phone number, you’ll be sent a one-time SMS password. Then simply enter a few details for an instant decision. Upon approval, you will set up your repayment method with PayBright and accept the terms of your payment plan.

PayBright will accept pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit or credit card.

PayBright payment plans are applied to your entire order.

Purchases made using PayBright payment plans are subject to Gibbys standard return policy. Returns will be processed by Gibbys, and your PayBright plan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.

You can access your account once you have completed a transaction with PayBright. If you have any questions or trouble logging in, please contact PayBright.

Absolutely, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.

It’s unfortunate but, payment plans through PayBright are not available to every applicant. This could be because PayBright was not able to verify your identity or your payment method. Or it could be due to the information that appears on your credit file.

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